Mis-Sold Car Finance PCP Claims in the UK: What You Should Know
Mis-sold car finance PCP claims in the UK may allow you to reclaim overpaid interest and fees. Learn how hidden commission and lack of transparency in PCP agreements can affect your finance deal and whether you may be entitled to compensation.
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Many UK drivers took out car finance agreements without realising that hidden commission payments may have increased the overall cost of their vehicle. Mis-sold car finance PCP claims arise when lenders or dealerships failed to clearly explain these commissions, leaving customers paying more in interest and fees than they should have.
If the terms of a Personal Contract Purchase (PCP) agreement were not transparent, consumers may be entitled to reclaim overpaid amounts. The value of a mis-sold car finance claim depends on factors such as the level of non-disclosure, the interest charged, and the structure of the finance agreement.
Each case is assessed individually, which is why understanding your agreement is important before taking any next steps. Firms such as AFS Legal provide information to help motorists understand whether their car finance was fairly arranged and whether a refund may be available under UK consumer protection rules.
