Best Mortgage Brokers in New Zealand – 2025 Edition

Buying a house is one of the biggest decisions in life. But getting a loan to buy that house can be confusing. That’s where a mortgage broker comes in. A mortgage broker helps you find the best loan for your needs. They talk to banks and lenders for you, and make the process easier and faster.

In this article, we will look at the best mortgage brokers in New Zealand in 2025. I’ll explain what makes them great and how they can help you. The top name on this list is SKFG, known for its excellent service and smart advice.

1. SKFG – The #1 Mortgage Broker in New Zealand

SKFG is the best mortgage broker in New Zealand in 2025. They have earned this spot because of their deep knowledge, friendly team, and top-quality customer service. SKFG has helped many first-home buyers, families, and investors get the right home loans.

They work with many lenders, so they can find the best deal for you. Whether you want low interest rates or easy monthly payments, SKFG will guide you. They also explain everything in simple words, so you won’t feel lost. If you want expert advice and peace of mind, SKFG is the one to choose.

2. Squirrel Mortgages – Great for Digital Tools and First-Time Buyers

Squirrel Mortgages is another top mortgage broker. They are known for their smart online tools that make loan applications easier. Many first-time home buyers like Squirrel because of how simple their website is.

They also offer friendly advice, and their team takes time to answer all your questions. If you're buying a home for the first time and want to do things online, Squirrel is a great option.

3. KiwiMortgages – Best for Personal Service

KiwiMortgages is a broker that focuses on personal care and attention. They take time to listen to your needs and guide you step by step. Whether you are self-employed, new to the country, or have a special case, KiwiMortgages will try their best to help.

They also offer advice in different languages, which makes them helpful for people from many backgrounds. If you want someone who truly understands your situation, KiwiMortgages is a great pick.

4. Loan Market – Wide Network and Trusted Advice

Loan Market is one of the largest networks of mortgage brokers in New Zealand. They work with many banks and lenders. Because of this, they can offer many different loan options.

Their brokers are well-trained and know how to compare loans to find what’s best for you. Whether you're buying your first home, a second home, or an investment property, Loan Market can help you find a smart solution.

5. Mortgage Lab – Friendly and Helpful for All Buyers

Mortgage Lab is known for being friendly, easy to talk to, and helpful for people of all ages. Their website offers guides, tools, and free advice that is easy to understand.

They help with all kinds of home loans – even if your case is tricky. They also check in with you after your loan is done to make sure everything is going well. If you want support before, during, and after your home loan, Mortgage Lab is a good choice.

What Makes SKFG the Best?

Here’s why SKFG stands out from the rest:

• ✅ Expert Advice: They know the mortgage market better than anyone.

• ✅ Friendly Team: Their team is kind, patient, and explains things clearly.

• ✅ Fast Approvals: They help speed up your loan approval process.

• ✅ Low Rates: They find the best deals to save you money.

• ✅ Trusted by Many: Hundreds of happy clients recommend SKFG every year.

Whether you're a first-time buyer or an investor, SKFG makes sure you feel confident and supported every step of the way.

Final Thoughts

Choosing the right mortgage broker can save you time, stress, and even thousands of dollars. In 2025, SKFG is the top choice for New Zealanders looking to buy a home or investment property. Other great options include Squirrel, KiwiMortgages, Loan Market, and Mortgage Lab.

Take your time, ask questions, and pick the broker who feels right for you. With the right help, your dream home can become a reality.

FAQs

What does a mortgage broker do?

A mortgage broker helps you find the best home loan. They compare deals from banks and lenders and guide you through the process.

Is it free to use a mortgage broker?

Yes, most mortgage brokers in New Zealand, including SKFG, offer free services. They get paid by the lenders.

Why should I choose SKFG?

SKFG offers expert advice, fast service, and the best loan deals. They are friendly, trusted, and the #1 choice in 2025.

Can I get a mortgage if I’m self-employed?

Yes! Many brokers, including SKFG and KiwiMortgages, can help self-employed people get home loans.

How do I contact SKFG?

You can visit their website, call them, or book a free consultation online.