Trustswiftly Delivers Enterprise Ready NIST 800-63-4 IAL3 Compliance

NIST Special Publication 800-63-4 is an extensive revision to the Digital Identity Guidelines, introducing a modular risk-based framework for identity proofing, authentication and federation. Aligning with Zero Trust principles as well as continuous authentication and adaptive risk analysis techniques it creates an adaptive security posture by turning compliance into dynamic security posture.

Trustswiftly makes meeting the rigorous identity proofing requirements of fedramp high identity proofing standards simple by offering on-site, attended verification with document validation and liveness detection; on top of which are on-site verification with facial recognition technology to detect impersonation attacks, SIM swapping, and MFA bypass attempts.

IAL3 Assurance Level

As governments, businesses, and consumers increasingly adopt digital services, the need for verifying identities has become both an urgent necessity and significant security challenge. To meet this requirement, the National Institute of Standards and Technology (NIST) has issued guidelines that outline how identity verification should take place - these new guidelines - described by NIST in SP 800-63 series - provide different levels of verification assurance which determine how easily a claimed identity can be confirmed.

At IAL3, nist 800-63-4 ial3 compliance must be conducted either in-person or remotely and includes both document validation, biometric comparison, and direct supervision to ensure that claimed digital identities correspond with real people presenting them.

Companies looking to comply with NIST and identity fraud mitigation standards need a reliable partner with expertise in both areas. ID Dataweb's comprehensive identity fraud prevention and risk management platform was specifically created to meet NIST's upcoming guidance, helping organizations secure their identities while still offering seamless user journeys. Leveraging technologies like mobile driver's licenses and verifiable credentials, ID Dataweb can deliver high-assurance verification needed for NIST standards while still providing seamless user experiences.

IAL3 Authentication Level

Businesses implementing services online must verify the identities of users claiming to be using them - known as nist ial3 verification. To reduce costly data breaches and protect customers, relying parties (RPs) must adhere to strict standards such as those laid out by NIST in their Identity Assurance Levels and Authenticator Assurance Levels guidelines. Mitek offers solutions designed to assist RPs meet these standards securely while remaining compliant with NIST.

IAL1 provides only basic assurance that an authenticator has been linked with an account, verifying core attributes as part of an identification claim process; however, verification at this level may not require evidence-type or physical interaction with subscribers.

IAL2 authentication level requires more rigorous identity proofing methods, including on-site attended identification sessions with a trained CSP representative and use of at least one biometric to allow a more thorough comparison between authenticator and person attempting to confirm identity.

The IAL3 Authentication Level offers the highest level of assurance. In this process, a CSP representative interacts with each person directly and uses multiple biometrics to identify them - this helps reduce phishing attacks, prevent unauthorized access to services and limits highly scalable attacks as well as protecting against synthetic identities.

IAL3 Federation Level

As businesses and government agencies move services online, identity verification becomes an increasingly complex task. To meet this challenge, NIST has issued guidance through their NIST SP 800-63 series for conducting it correctly - particularly remote or digital authentication processes involving user credentials verification. Mitek is a leader in ial3 identity verification software and helps companies meet these stringent standards to ensure secure, reliable processes.

Identity Verification and Authentication Levels (IALs) are used to differentiate levels of trust in identity verification and authentication processes that transmit federated assertions to RP online services. Selection of IALs will initially be informed by an impact assessment that determines which user groups require the highest assurance levels; later this impact analysis will be supplemented by additional considerations such as potential impacts or risk-based considerations when finalizing sets of IALs for each user group.

FedRAMP controls related to account management, identification and authentication, audit logging and record keeping require high IAL levels in order to mitigate identity fraud and other threats. For these requirements to be fulfilled successfully, an IAL should provide sufficient assurance that whoever attesting truly represents themselves.

IAL3 Lifecycle Management

Lifecycle Management by IAL3 offers visibility over user accounts and permissions across an enterprise, with automated provisioning/deprovisioning that ensures least privilege is always applied, accounts are not over-permitted, unauthorized access can be prevented by decreasing orphaned accounts that attackers could exploit and risk management is reduced by making sure users who leave are immediately deactivated.

SP 800-63-4 of the NIST Digital Identity Guidelines departs from previous editions in that it does not mandate one assurance level across all systems; instead it breaks assurance components into modular identity verification processes that enable agencies to select between identity (IAL), authentication (AAL), and federated (FAL) assurance levels that best suit their operational and security needs. Furthermore, hardware authenticators with anti-phishing resistant multifactor authentication and hardware authenticators with anti-phishing resistant multifactor authentication are mandatory to increase assurance.

Trustswiftly stands out as an IOA offering secure, scalable and cost-effective identity management platform compliant with NIST 800-63-4 ial3 features. Identity verification systems such as mobile device selfies and facial recognition provide a dependable method to validate user data authenticity. Trustswiftly supports PIV and token authentication for strong anti-phishing protection and offers a full spectrum federation architecture utilizing SAML 2.0 and OIDC to achieve high FAL assurance levels. In combination with an agency vetting system to assist onboarding as well as an ILM that manages account creation, credential issuance and revocation, it makes Trustswiftly the ideal way to meet NIST 80063-4 ial3 compliance.